I was recently diagnosed with advanced Multiple Sclerosis. I was a truck driver for 26 years and the last five years became very difficult. I eventually couldn't even get into the truck. I didn't know what was wrong with me and I was eventually fired from my last two jobs. I was really scared because I am single and have no family to help me. No doctors would listen to me without yelling at me, telling me there was nothing wrong with me. Finally in June, a lady at a garage sale recognized my symptoms (I could hardly walk). I was diagnosed by a neurologist within two weeks. I was approved for Social Security Disability within three months. The problem is that my disability doesn't even cover the mortgage. I had to stop the payments on my house. When it is time to leave, I have no where to go and my condition is so bad, I cannot work. I love my little 900 sq. ft. house that is in the country. It's one level so that when I have to have the wheelchair full time, it will be easy to put a ramp in. I pray for someone to step in and help me in this situation. Elane Keenan - P.O. Box 234, Litchfield, MN, 55355. 1-320-693-4137

That is really a tough situation, even if you sell your home and rent an apartment (depending on where you live) you will be paying that much or more for a much smaller living space that you do not own. The best advice I can give you is to research FHA and see if you can get any help. I know they work with fisrt time home buyers and actively work to keep people from having to forclose their homes. Other then that perhaps you can rent a portion or all of the home for a short time. Either rent a spare room, or see if you can temporarily move in with family or friends and rent out your home, the rental cost will pay your mortgage payments and you can save up your paychecks to help pay off the rest. Best of luck! If you need help finding more info on FHA send me a message!

Have you thought about just selling the home, that way you will be from under that mortgage debt? Good luck and take care.

Im 24 years old who just seperated from my husband of 4 years. Bought a house back in January 2006 and owe just about 91,000 on it. I have been living paycheck to paycheck and have barley have any money to pay all my bills. Im a little less then 140,000.00 in debt and that includes my car and Credit Cards.  I am normaly the one being asked for money and i always give it even thought i know i shouldnt. I never ask for anything but i am asking now. My house Payments are 900.00 a month but i get paid every two weeks and thats what i bring home on each paycheck. So you can see why i need the help so PLEASE HELP ME.

I got married back in May 2005 to i thought the man of my dreams but things changed. We bought a house in January of 2006 before we split and things havent been the same. I was planing on living with my husband but things did not work out. Right now i have roomates but they will be moving out soon. I dont know what to do. I just bought a new car before i new my roomates were going to bail on me but things happen. I am trying to get my self out of debt from Credit Cards and back on track. I am trying to rebuild my house because it needs alot of work and i cant do that if im living paycheck to paycheck. I have never owned a house and i really dont want to have to sell it. Iv never done this before but i was told about it and just thought i would give in a shot. Im 91,000.00 in debt on my house and 14,000.00 on my car but only 5,000.00 in Credit cards. But like i said i am only wanting help on my house. My payments are 900.00 a month and that about what i make every two weeks. So i am writting this pleading and begging for help. PLEASE HELP ME.